family at home

Checking Accounts

All Checking Accounts Include:

  • $50 minimum to open
  • Unlimited check writing
  • Free online banking with bill pay
  • Free Visa® CheckCard
  • Free telephone banking
  • Free access to AmeriState ATMs

  • Free Payment Card Protection with Bonus Banking
  • Free Checks with Bonus Banking
  • E-Statements Required
For $4.99 per month you can have Bonus Banking which includes:
  • Check images returned
  • Free checks
  • Payment card protection
  • $10,000 24-Hour accidental death coverage
  • No monthly fee and no minimum balance required 
  • Interest paid on balances $1,500 or greater - see us for current rates
  • Free Payment Card Protection with Bonus Banking
  • Free checks with Bonus Banking
  • E-Statements Available
For $4.99 per month you can have Bonus Banking
  • Check images returned
  • Free checks
  • Payment card protection
  • $10,000 24-Hour accidental death coverage
  • No monthly fee with $1,500 balance, $8 per month if balance falls below
Previously "Primetime Checking"
  • Interest paid on balances $1,500 or greater - see us for current rates
  • Free Payment Card Protection
  • First order of checks are free (up to $30)
  • E-Statements available
  • Free cashier’s checks
Custom account benefits:
  • Check images returned
  • $100,000 common carrier insurance
  • For customers age 50+ no monthly fee and no minimum balance required
Previously "Primetime Plus Checking"
  • Interest paid on all balances—see us for current rates
  • Free Payment Card Protection
  • Free checks (up to $50)
  • E-Statements available
  • Free safe deposit box for 1 year
  • Free cashier’s checks
Custom account benefits:
  • Check images returned
  • $100,000 common carrier insurance
  • $10,000 accidental death coverage
  • For customers age 50+ $5.95 monthly membership fee
Previously "Primetime/Liberty Checking"
  • Interest paid on all balances—see us for current rates
  • Free Payment Card Protection
  • First order of checks are free (up to $30)
  • Free cashier’s checks
Custom account benefits:
  • Check images returned
  • $100,000 common carrier insurance
  • $10,000 accidental death coverage
  • For customers age 50+ $5.95 monthly membership fee
Enrolled Students: Age 13-26
  • $25 Opening Deposit
  • E-Statements Required
  • FREE Debit Card
  • Checks at 18 yrs if age (1 Free Starter Pack)
  • No Overdraft Protection
Custom account benefits
  • Cash Payouts- Earn money for:
    • Grades
    • Community Service
    • Classroom Presentation
    • Birthday 
  • No Monthly Fee and No Minimum Balance Required
  • Online Banking Enrollment
 
 
  • $9.50 Monthly Fee if balance is less than $2,500
  • $2,500 Opening Deposit
  • No Minimum Balance and No Interest
  • E-Statements Required
Custom account benefits:
  • Up to 6 withdrawals per month



For more information or help getting started, please call our customer service representatives at (800) 522-4079. We look forward to serving you! 
 
Insurance is not FDIC insured. Not guaranteed by the bank. Not insured by any federal government agency. Not a deposit.