

All Checking Accounts Include:
- $50 minimum to open
- Unlimited check writing
- Free online banking with bill pay
- Free Visa® CheckCard
- Free telephone banking
- Free access to AmeriState ATMs
Free Checking
- Free Payment Card Protection with Bonus Banking
- Free Checks with Bonus Banking
- E-Statements Required
For $4.99 per month you can have Bonus Banking which includes:
- Check images returned
- Free checks
- Payment card protection
- $10,000 24-Hour accidental death coverage
- No monthly fee and no minimum balance required
Interest Checking
- Interest paid on balances $1,500 or greater - see us for current rates
- Free Payment Card Protection with Bonus Banking
- Free checks with Bonus Banking
- E-Statements Available
For $4.99 per month you can have Bonus Banking
- Check images returned
- Free checks
- Payment card protection
- $10,000 24-Hour accidental death coverage
- No monthly fee with $1,500 balance, $8 per month if balance falls below
liberty checking
Previously "Primetime Checking"
- Interest paid on balances $1,500 or greater - see us for current rates
- Free Payment Card Protection
- First order of checks are free (up to $30)
- E-Statements available
- Free cashier’s checks
Custom account benefits:
- Check images returned
- $100,000 common carrier insurance
- For customers age 50+ no monthly fee and no minimum balance required
liberty plus checking
Previously "Primetime Plus Checking"
- Interest paid on all balances—see us for current rates
- Free Payment Card Protection
- Free checks (up to $50)
- E-Statements available
- Free safe deposit box for 1 year
- Free cashier’s checks
Custom account benefits:
- Check images returned
- $100,000 common carrier insurance
- $10,000 accidental death coverage
- For customers age 50+ $5.95 monthly membership fee
Superior Checking
Previously "Primetime/Liberty Checking"
- Interest paid on all balances—see us for current rates
- Free Payment Card Protection
- First order of checks are free (up to $30)
- Free cashier’s checks
Custom account benefits:
- Check images returned
- $100,000 common carrier insurance
- $10,000 accidental death coverage
- For customers age 50+ $5.95 monthly membership fee
student checking
Enrolled Students: Age 13-26
- $25 Opening Deposit
- E-Statements Required
- FREE Debit Card
- Checks at 18 yrs if age (1 Free Starter Pack)
- No Overdraft Protection
Custom account benefits
- Cash Payouts- Earn money for:
- Grades
- Community Service
- Classroom Presentation
- Birthday
- No Monthly Fee and No Minimum Balance Required
- Online Banking Enrollment
Money Market Checking
- $9.50 Monthly Fee if balance is less than $2,500
- $2,500 Opening Deposit
- No Minimum Balance and No Interest
- E-Statements Required
Custom account benefits:
- Up to 6 withdrawals per month
For more information or help getting started, please call our customer service representatives at (800) 522-4079. We look forward to serving you!
Insurance is not FDIC insured. Not guaranteed by the bank. Not insured by any federal government agency. Not a deposit.