Privacy Policy

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FACTS

What Does Ameristate Bank Do with Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Wire transfer instructions
  • Payment history and Transaction or loss history
  • Account balances and Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Ameristate Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Do we share?

Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Do we share?

Yes

Can you limit this sharing?

No


Yes
No

For our marketing purposes — to offer our products and services to you.

Do we share?

No

Can you limit this sharing?

We don't share


Yes
No

For joint marketing with other financial companies

Do we share?

No

Can you limit this sharing?

We don't share


No
We don't share

For our affiliates’ everyday business purposes — information about your transactions and experiences.

Do we share?

No

Can you limit this sharing?

We don't share


No
We don't share

For our affiliates to market to you

Do we share?

No

Can you limit this sharing?

We don't share


No
We don't share

For non-affiliates to market to you

Do we share?

No

Can you limit this sharing?

We don't share


No
We don't share

 

Questions?

Call 580-889-3375 or go to www.ameristatebank.com

 

 

What we do

How does Ameristate Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does Ameristate Bank collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or open an account
  • Make a wire transfer or make deposits or withdrawals from your account
  • Use your credit or debit card

We also collect your personal information from other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Ameristate Bank has no affiliates

Non-Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Ameristate Bank does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Ameristate Bank doesn’t jointly market

 

Other Important Information

Ameristate Bank does not disclose any non-public personal information about you to anyone, except as permitted by law.

External Link Disclaimer

Ameristate Bank has no control over information at any site hyperlinked to or from this website. Ameristate Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliablity of any hyperlinked site and is providing this hyperlink to you only as a convenience. The Privacy and Security policies of the hyperlinked site may differ from those of Ameristate Bank. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Ameristate Bank of any information in any hyperlinked site. In no event shall Ameristate Bank be responsible for your use of a hyperlinked site.

If you "Continue", the link will attempt to open a new window. If it is unable to, the link will open in the current window. 

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Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Ameristate Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Ameristate Bank directly at your nearest bank branch.

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