Certificates of Deposit

Certificates of Deposit yield the highest rate of return within a bank. Your rate is a function of the aggregate amount of deposits you maintain with AmeriState Bank and the term or duration of the CD. Our CDs pay interest monthly in the form of interest income to the depositor or in the form capitalizing interest which increases the principal balance of the CD. We offer terms of 90 day, 180 day or longer CDs. We offer rates for longer terms upon request.


  • Earn top rates with the security that your funds are protected
  • Minimum to open - $1,000.00
  • Interest paid - contact us for current rates
  • Withdrawal limitations - early withdrawal penalty
  • CDARS (Certificate of Deposit Account Registry Service) - also available with up to $50 million in FDIC insurance per person. See us for details.

For information regarding our rates, please call our customer service representatives at (800) 522-4079. We look forward to serving you!

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Ameristate Bank has no control over information at any site hyperlinked to or from this website. Ameristate Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliablity of any hyperlinked site and is providing this hyperlink to you only as a convenience. The Privacy and Security policies of the hyperlinked site may differ from those of Ameristate Bank. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Ameristate Bank of any information in any hyperlinked site. In no event shall Ameristate Bank be responsible for your use of a hyperlinked site.

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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Ameristate Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Ameristate Bank directly at your nearest bank branch.