Credit Cards

At AmeriState Bank, we make it easy to choose the credit card that is right for you! So whether you prefer a Low Rate card or a card with Preferred Points Rewards, you’ll find our card is the only one you’ll need for everything you do.

Personal Card with Low Rate

Features:

• No annual fee
• Low introductory rate for the first six months¹
• Competitive ongoing APR ¹
• 25-day interest-free grace period on all purchases. No grace period on cash advances

Benefits:

• 24-hour toll-free live customer assistance available at 800-367-7576
• Online account information available 24/7 at www.cardaccount.net
• Rental car collision damage waiver protection and a host of extraordinary MasterCard^® benefits
• Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees:

• Other fees may be charged, these fees are listed on the downloadable application

Personal Card with Preferred Points Rewards

Features:

• Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
• Low introductory rate for first six months ¹
• Competitive ongoing APR ¹
• No annual fee
• 25-day interest-free grace period on all purchases. No grace period on cash advances.      

Benefits:

• Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more
• To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191
• 24-hour toll-free live customer assistance available at 800-367-7576
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits
• Unlike some card offers, the APR ¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees:

• Other fees may be charged; these fees are listed on the downloadable application. 

To Apply Now:

• Download the PDF application.
• Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
• Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

All of our cards offer extraordinary benefits with MasterCard®  including:

• Concierge service²
• Price protection
• Baggage delay insurance
• Car rental collision damage waiver insurance
• Extended warranty
• Travel assistance
• Roadside assistance
• Purchase assurance
• Travel accident insurance

Certain restrictions apply as detailed in the applicable benefits brochure received with new credit card. 

¹Please see application for information about current APRs and fees.
²Concierge Services available with World MasterCard only.

For more information or help getting started, please call our customer service representatives at (800) 522-4079. We look forward to serving you! 

Apply Now