Thank you for considering AmeriState Bank to assist you with your financing needs. The following table of contents describes information that will assist us in learning about your business and process your loan efficiently. Should you have any questions, please do not hesitate to call our customer service line and ask to be connected with a commercial lender.
Section One: The Business Business Name (include address) and Business History Be sure business name is exactly what is on file with the State. Company's Legal Structure, Federal ID# and Business License Copy of Articles of Incorporation (if Corporation) Copy of Partnership Agreement (if Partnership) Business Description & Services Amount Requesting Request exactly what you need, not too much, not too little Purpose of the Loan - Be Specific Be Specific – Copy invoices or catalog prices are helpful. Management/Personnel - Provide resumes of key personnel
Section Two: Financial Data Business Financial Statements - Provide the balance sheets and income statements and tax returns from the past 3 years. If it is a new business, provide a projected balance sheet and income statement. Current listing of aged accounts receivables and aged accounts payables Personal Financial Statements from the principals and copies of individual tax returns.
Section Three: Supporting Documents Marketing Strategy - Clearly define your products and market. Competition Profile of Customers and Market that you are targeting. Business Plan Internet Site Links